This site uses cookies. Some of these cookies are essential to the operation of the site, while others help to improve your experience by providing insights into how the site is being used. For more information, please see the ProZ.com privacy policy.
Cookie settings
  1. KudoZ™ Top
  2. Spanish to English
  3. Finance (general)

Chequera Común y Diferido SIN CRUZAR

English translation: (UK) Book of UNCROSSED Sight- and Deferred-Payment (Postdatable) Cheques

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Spanish term or phrase:Chequera Común y Diferido SIN CRUZAR
English translation:(UK) Book of UNCROSSED Sight- and Deferred-Payment (Postdatable) Cheques
Entered by: Adrian MM.

16:40 Feb 6, 2020
Spanish to English translations [PRO]
Bus/Financial - Finance (general) / Banking products
Spanish term or phrase: Chequera Común y Diferido SIN CRUZAR
Pliego y condiciones de productos (cuenta corriente y caja de ahorro) de un banco en URUGUAY.
En una lista de costos/intereses por servicios:
- Chequera Común y Diferido SIN CRUZAR .............. UI 250
Miguel Sojo
Venezuela
Local time: 21:40
(UK) Book of UNCROSSED Sight- and Deferred-Payment (Postdatable) Cheques
Explanation:
Diferido and not Diferida so a way needs to be found of overcoming the discrepancy of no-agreement.

Un cheque común > Es el que tiene que ser pagado *el día que se presenta al banco* (at sight or on demand). Debe ser presentado dentro de los *30 días* contados desde la fecha en que el cheque fue hecho. http://www.derechofacil.gob.ar/leysimple/cheque/

Cheque diferido: deferred payment check - a legal form of postdated check in Arg. & Uru. (West). How this differs - rather than defers - from a Bill of Exchange or Promissory Note payable in the future need not be canvassed here as the negotiable instrument is still in cheque form.
Selected response from:

Adrian MM.
Austria
Grading comment
Thanks
4 KudoZ points were awarded for this answer



Summary of answers provided
5Checkbook for a joint and [tax-] deferred account with crossed checks
Patricia Fierro, M. Sc.
3 +1(UK) Book of UNCROSSED Sight- and Deferred-Payment (Postdatable) Cheques
Adrian MM.
3Book of UNCROSSED credit facility checks/cheques
AllegroTrans


  

Answers


2 hrs   confidence: Answerer confidence 5/5
Checkbook for a joint and [tax-] deferred account with crossed checks


Explanation:
A crossed check is any check that is crossed with two parallel lines, either across the whole check or through the top left-hand corner of the check. This double-line notation signifies that the check may only be deposited directly into a bank account

--------------------------------------------------
Note added at 2 hrs (2020-02-06 18:46:35 GMT)
--------------------------------------------------

non-crossed checks [Sorry]

Patricia Fierro, M. Sc.
Ecuador
Local time: 20:40
Works in field
Native speaker of: Native in SpanishSpanish, Native in EnglishEnglish
PRO pts in category: 48

Peer comments on this answer (and responses from the answerer)
neutral  Robert Carter: As far as I can tell, "común" here is meant in the sense of "ordinary", rather than joint. See Adrian's ref.
10 hrs
Login to enter a peer comment (or grade)

4 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
(Arg. & Uru) Chequera Común y Diferido SIN CRUZAR
(UK) Book of UNCROSSED Sight- and Deferred-Payment (Postdatable) Cheques


Explanation:
Diferido and not Diferida so a way needs to be found of overcoming the discrepancy of no-agreement.

Un cheque común > Es el que tiene que ser pagado *el día que se presenta al banco* (at sight or on demand). Debe ser presentado dentro de los *30 días* contados desde la fecha en que el cheque fue hecho. http://www.derechofacil.gob.ar/leysimple/cheque/

Cheque diferido: deferred payment check - a legal form of postdated check in Arg. & Uru. (West). How this differs - rather than defers - from a Bill of Exchange or Promissory Note payable in the future need not be canvassed here as the negotiable instrument is still in cheque form.


Example sentence(s):
  • El cheque común cumplimenta una sola función económica, cual es la de configurar un instrumento de pago que se entrega y se recibe bajo la premisa de que el firmante del mismo tiene disponible provisión de fondos suficientes en su cuenta corriente.
  • El cheque de pago diferido reúne dos funciones económicas; una primera función (principal) consistente en la obtención de crédito y una segunda función (complementaria) consistente en el pago del mismo mediante la intervención de un banco.

    Reference: http://www.ele-ve.com.ar/spip.php?page=imprimir_articulo&id_...
    Reference: http://www.derechofacil.gob.ar/leysimple/cheque/
Adrian MM.
Austria
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 143
Grading comment
Thanks

Peer comments on this answer (and responses from the answerer)
agree  Robert Carter: I saw those links too, but I couldn't decide on what to use for "pago diferido"; looks like more of an euphemism for credit to me, but I suppose literal is probably best.
7 hrs
  -> Thx. and congrats on the 'linking'. The highly ambiguous 'deferred' does look like a credit instrumentation, whilst I did consider turning the chequebook 'mid-checking' into a bill of exchange, promissory note and even an IOU.
Login to enter a peer comment (or grade)

1 day 6 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
Book of UNCROSSED credit facility checks/cheques


Explanation:
I admit some cribbing from Adrian, just wanted to simplify iy=t

AllegroTrans
United Kingdom
Local time: 02:40
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 251
Login to enter a peer comment (or grade)



Login or register (free and only takes a few minutes) to participate in this question.

You will also have access to many other tools and opportunities designed for those who have language-related jobs (or are passionate about them). Participation is free and the site has a strict confidentiality policy.

Return to KudoZ list

KudoZ™ translation help

The KudoZ network provides a framework for translators and others to assist each other with translations or explanations of terms and short phrases.

See also:
ProZ.com term search
Search millions of term translations
Close search
Term search
  • All of ProZ.com
  • Term search
  • Jobs
  • Forums
  • Multiple search