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Suscripcion de Garantias Hipotecarias

English translation: Mortgage Collateralis/zation

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Spanish term or phrase:Suscripcion de Garantias Hipotecarias
English translation:Mortgage Collateralis/zation
Entered by: Adrian MM.

00:47 Jun 12, 2020
Spanish to English translations [PRO]
Bus/Financial - Finance (general) / Provisiones de la Ley de Sustentabilidad para caña de azucar
Spanish term or phrase: Suscripcion de Garantias Hipotecarias
Suscripcion de Garantias Hipotecarias

3.1 Definición. Garantía Hipotecaria es el derecho que se concede sobre un inmueble a una persona o entidad con la que se contrae una deuda o compromiso, para que en caso de dicha deuda no sea cubierta o se incumpla con el compromiso se recupere el el dinero prestado mediante del remate judicial de dicho inmueble
lopatita
Mortgage Collateralis/zation
Explanation:
Garantía Hipotecaria > Mortgage collateral

Use of a verb like collateralise or securitise - the latter referring more to mortgage-backed securities - dodges the problem of finding the right translation for Suscripcion de... : arranging, effecting or taking out of or signing up to, for instance.
Selected response from:

Adrian MM.
Austria
Grading comment
4 KudoZ points were awarded for this answer



Summary of answers provided
3 +4Mortgage Collateralis/zation
Adrian MM.
4 +1Mortgage underwriting/Underwriting of mortgage securities/guarantees
María Belén Di Memmo
4obtaining mortgages
philgoddard
3Mortgage indemnity guarantees
James Swan
3subscription (payment) of mortgage guarantees
Lisa Rosengard


Discussion entries: 1





  

Answers


6 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
obtaining mortgages


Explanation:
Or granting mortgages if it's the lender they're talking about.

philgoddard
United States
Specializes in field
Native speaker of: English
PRO pts in category: 376
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1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
Mortgage underwriting/Underwriting of mortgage securities/guarantees


Explanation:
Underwriting is the process through which an individual or institution takes on financial risk for a fee.


    https://www.investopedia.com/terms/u/underwriting.asp#:~:text=Underwriters%20evaluate%20loans%2C%20particularly%20mortgages,in%20the%20event
María Belén Di Memmo
Argentina
Local time: 14:36
Works in field
Native speaker of: Native in SpanishSpanish
PRO pts in category: 4

Peer comments on this answer (and responses from the answerer)
agree  Taña Dalglish: shorturl.at/fjoy1 (mortgage guarantee underwriting process). Stay safe.
10 hrs
  -> Thanks!
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1 hr   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +4
Mortgage Collateralis/zation


Explanation:
Garantía Hipotecaria > Mortgage collateral

Use of a verb like collateralise or securitise - the latter referring more to mortgage-backed securities - dodges the problem of finding the right translation for Suscripcion de... : arranging, effecting or taking out of or signing up to, for instance.

Example sentence(s):
  • The analysis includes characteristics representing mortgage collateralization and the borrower's ability to service the loan, as scheduled.

    Reference: http://en.wikipedia.org/wiki/Securitization
    Reference: http://www.proz.com/kudoz/spanish-to-english/law-contracts/9...
Adrian MM.
Austria
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 143

Peer comments on this answer (and responses from the answerer)
agree  AllegroTrans: Excellent solution and glad not to see 'hypothecization' or any such Translationese
8 hrs
  -> Thanks, AT - halves the Spanish circumlocution (or confused security-interested idea) at that!
agree  Luis M. Sosa
10 hrs
  -> Gracias & thanks!
agree  Andy Watkinson
11 hrs
  -> Mercès / moltes gràcies, gracias and thanks, Andy! (Catalan first - Castilian second...).
agree  Reuben Wright
11 hrs
  -> Thanks and gracias!
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7 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
Mortgage indemnity guarantees


Explanation:
Term used in UK English

James Swan
United Kingdom
Local time: 18:36
Native speaker of: English
PRO pts in category: 4
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16 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
subscription (payment) of mortgage guarantees


Explanation:
The source text information describes the terms and conditions of mortgage lending.

Example sentence(s):
  • Mortgage guarantee is the right attached to a property by a person or entity with which a debt (liability) is accrued. In the case of such a non-secured loan, or if the debtor defaults his commitment to repay the money, the property could be repossessed.
  • Garantía hipotecaria es el derecho que se concede sobre un inmueble a una persona o entidad con la que se contrae una deuda o compromiso. En caso de dicha deuda no sea cubierta o se incumple con el compromiso se recupere el dinero prestado mediante del
Lisa Rosengard
United Kingdom
Local time: 18:36
Works in field
Native speaker of: English
PRO pts in category: 4
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