bancaire executiewaarde
English translation: forced-sale value; value when sold by enforced sale, etc. (of the bank)
| 20:50 Sep 10, 2015 |
| Dutch to English translations [PRO] Bus/Financial - Real Estate | |||||||
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|  Selected response from: Michael Beijer United Kingdom Local time: 18:56 | ||||||
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| 3 +1 | forced-sale value; value when sold by enforced sale, etc. (of the bank) |
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| 3 | bank-precipitated foreclosure value |
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| Bancaire executiewaarde |
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Answers
24 mins confidence: 
peer agreement (net): +1
peer agreement (net): +1| (bancaire) executiewaarde forced-sale value; value when sold by enforced sale, etc. (of the bank) Explanation: Yes, I think so (re your question, "Bedoelt men met de "bancaire" executiewaarde gewoon de executiewaarde die de bank erop nahoudt?"). see e.g.: JurLex: executiewaarde = forced-sale value, value when sold by enforced sale, value when sold by foreclosure sale (US) executiewaarde bij eigen gebruik = forced-sale value of a property in the event of use by the owner-occupier executiewaarde in verhuurde staat = forced-sale value of a let property forced-sale value when let executiewaarde vrij van huur en gebruik = forced-sale value with vacant possession forced-sale value unencumbered by tenancy or occupation FELOnline: executiewaarde = forced sale value [mortgage] foreclosure sale value [mortgage] value under foreclosure [mortgage] liquidation value OGL: executiewaarde vrij van huur en gebruik = forced-sale value with vacant possession, forced-sale value unencumbered by tenancy or occupation executiewaarde in verhuurde staat = forced-sale value of a let property, forced-sale value when let hypotheek verstrekken tot 70% van de executiewaarde = to grant/give a mortgage (loan) up to 70% of the forced-sale value/value when sold by enforced sale/A value by foreclosure sale de executiewaarde is de te verwachten opbrengst van de onroerende zaak bij gedwongen verkoop in openbare veiling the forced-sale value represents the expected proceeds of the immovable property when sold at a public auction/A under foreclosure at a public auction 125% van de getaxeerde executiewaarde = 125% of the appraised forced-sale value -------------------------------------------------- Note added at 33 mins (2015-09-10 21:23:48 GMT) -------------------------------------------------- or "forced-sale value as determined/established by the bank" |
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33 mins confidence:
bank-precipitated foreclosure value Explanation: I prefer foreclosure sale value in Michael B's FELOnline list. BTW, forced sale in GB usually means sale by order of the court. -------------------------------------------------- Note added at 1 hr (2015-09-10 21:58:02 GMT) -------------------------------------------------- Yes. The sale is bank-led if it is the bank that has lent the money. Who else do you suggest it is? -------------------------------------------------- Note added at 9 hrs (2015-09-11 06:39:13 GMT) -------------------------------------------------- The revert to bank foreclosure value to keep the cryptic ambiguity. Reference: http://www.proz.com/?sp=gloss/term&id=18981758 |
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Reference comments
1 day 19 hrs |
| Reference: Bancaire executiewaarde Reference information: I think forced-sale value as determined/established by the bank - as suggested by Michael - will work fine in your context. See for instance: De executiewaarde is het bedrag (de waarde) van een goed dat dit object bij gedwongen verkoop naar verwachting zal opbrengen en wordt vastgesteld door taxatie. Deze waarde ligt lager dan de nieuwwaarde van het goed. De koper weet immers dat de verkoper snel van het goed af moet en zal daarom een lagere koopprijs eisen. Bovendien zal het goed in veel gevallen ook nog eens niet nieuw zijn. Hypotheek executiewaarde De executiewaarde voor de berekening van de hypotheek van bestaande huizen is doorgaans 80 - 85% en van nieuwbouw 90% van de geschatte prijs die het huis op zou brengen bij normale verkoop. Bij het aanvragen van een hypothecaire lening wordt uitgegaan van deze executiewaarde voor het bepalen van de hoogte van de hypotheek. De maximale hypotheek is meestal 125% van de executiewaarde. Sinds 01 januari 2013 is de executiewaarde afgeschaft. Banken hanteren nu de marktwaarde als uitgangspunt. Wel werken de meeste banken intern nog met een rekenformule waarbij ze op basis van de marktwaarde zelf een executiewaarde vaststellen. Taxateurs stellen deze waarde niet meer vast. https://nl.wikipedia.org/wiki/Executiewaarde -------------------------------------------------- Note added at 2 dagen16 uren (2015-09-13 12:52:05 GMT) -------------------------------------------------- Forced Sale Value – This is a below market value appraisal where typically the seller is forced to sell property at a greatly reduced price to meet their personal obligations. Forced Sale Values are often arm length between two known or associated parties. http://bhgappraisals.com/wp/valuations/ But see also: ERRP (Estimated Restricted Realisation Price) – The amount of money expected to be achieved within a short timescale from the sale of assets by auction, tender or private treaty. Crisis figure. Replaced forced sale value. See also BMV http://www.mypropertypowerteam.co.uk/education_jargonbuster_... -------------------------------------------------- Note added at 2 dagen16 uren (2015-09-13 12:57:57 GMT) -------------------------------------------------- See f.i. also http://www.radcliffeandrust.co.uk/rr-jargon-buster/ |
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