mortgage derivative

Croatian translation: izvedenica hipotekarnog zajma (hipotekarna izvedenica)

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English term or phrase:	mortgage derivative
Croatian translation:	izvedenica hipotekarnog zajma (hipotekarna izvedenica)

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14:54 Jan 21, 2009

English to Croatian translations [PRO]
Bus/Financial - Investment / Securities
Additional field(s): Finance (general), Real Estate

English term or phrase: mortgage derivative

Definition from BusinessDictionary.com :
Security that generates income for the investor from the payments of principal and interest on the underlying pool of mortgages. Mortgage backed securities and mortgaged backed passthrough securities are mortgage derivates.

Example sentence(s):

This National Association of Securities Dealers arbitration involved suitability, excessive trading, and markup claims stemming from mortgage derivative security sales to a not-for-profit community hospital. ersgroup.com
A mortgage derivative is an investment product that really increase returns when things go well, and REALLY rack up loses when things don’t. biggerpockets.com
The holders of these mortgage derivatives are spread out among many buyers, who buy huge chunks at a set risk and return. There is now way these can be reset to help the defaulting mortgages. PrudentSquirrel.com

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izvedenica hipotekarnog zajma (hipotekarna izvedenica)

Definition:
Izvedenice hipotekarnih zajmova su financijski instrumenti koje hipotekarni kreditori kreiraju na osnovu portfelja hipoteka nad nepokretnom imovinom koja je poslužila kao osiguranje za odobrene hipotekarne kredite. Isplata kamata i glavnice ulagateljima u ove izvedenice osigurana je prinosima i otplatom odobrenih hipotekarnih kredita.

Selected response from:

bonafide1313
Croatia

Grading comment

4 KudoZ points were awarded for this answer

Summary of translations provided

3 +2

izvedenica hipotekarnog zajma (hipotekarna izvedenica)

bonafide1313

4 -1

hipotekarna izvedenica

Svjetlana Nevescanin

Translations offered

17 hrs confidence:

peer agreement (net): -1

hipotekarna izvedenica

Definition from own experience or research:
poduzeća su imala implicitnu državnu garanciju dugova, što ima je u očima tržišta dozvoljavalo da posuđuju po povlaštenom tretmanu i taj novac koriste za kupovinu hipoteka i hipotekarnih izvedenica

Example sentence(s):

Oba poduzeća su imala implicitnu državnu garanciju dugova, što ima je u očima tržišta dozvoljavalo da posuđuju po povlaštenom tretmanu i taj novac koriste za kupovinu hipoteka i hipotekarnih izvedenica. - cronomy.org

Svjetlana Nevescanin
Croatia
Local time: 07:21
Native speaker of: Croatian

10 days confidence:

peer agreement (net): +2

izvedenica hipotekarnog zajma (hipotekarna izvedenica)

Definition from own experience or research:
Izvedenice hipotekarnih zajmova su financijski instrumenti koje hipotekarni kreditori kreiraju na osnovu portfelja hipoteka nad nepokretnom imovinom koja je poslužila kao osiguranje za odobrene hipotekarne kredite. Isplata kamata i glavnice ulagateljima u ove izvedenice osigurana je prinosima i otplatom odobrenih hipotekarnih kredita.

Example sentence(s):

Ali, ta se kreditna kriza zbog razvijenosti američkoga financijskog tržišta preko postupka sekuritizacije, odnosno prodaje kreditnih izvedenica zasnovanih na portfelju hipotekarnih kredita, prenijela i na tržište kapitala i uzrokovala krizu investicijskih banaka i ostalih investitora koji su ulagali u financijske instrumente zasnovane na drugorazrednim hipotekarnim kreditima. - Press article
Hipotekarni zajmovi najčešće su područje sekuritizacije. Naime iz hipoteka se deriviraju obveznice koje se potom nude na prodaju investitorima na sekundarnom tržištu. Hipotekarni krediti otplaćuju se mjesečno u jednakim anuitetima. Zajmodavci odnosno kreditne institucije radi prikupljanja gotovog novca, a prije roka amortizacije takvih zajmova, jednostavno pool svojih potraživanje iz te osnove , sekuritiziraju i preprodaju investitorima te na taj način prikupe svježi kapital koji potom mogu ponovo plasirati. Dakle derivati hipotekarnih zajmova zapravo su obveznice bez kupona koji rezultiraju serijom mjesečnih novčanih primitaka. - Internet forum

bonafide1313
Croatia
Local time: 07:21
Native speaker of:

Croatian
PRO pts in category: 4

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mortgage derivative

Croatian translation: izvedenica hipotekarnog zajma (hipotekarna izvedenica)

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