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  3. Finance (general)

balloon payment

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15:13 Jan 18, 2010
English to Finnish translations [PRO]
Bus/Financial - Finance (general)
Additional field(s): Economics, Investment / Securities, Real Estate
English term or phrase: balloon payment
Definition from Federal Citizen Information Center :
This is the very large payment that is due at the end of some loans. A balloon payment means that the borrower's monthly payments are used to pay the interest on the loan and that little of the payment is used to pay back the amount that was borrowed. Unless you know how you will make this payment, these loans can be risky.

Example sentence(s):
  • Balloon payments can be a big problem in a falling housing market. As house prices fall, the odds of homeowners having positive equity in their homes also drops, and they may not be able to sell their homes for the prices they anticipated. Investopedia ULC
  • If you cannot make the monthly payments or a balloon payment when due you will be in default under your loan. JPMorgan Chase & Co
  • You can make the balloon payment and keep the car - or part exchange it, using any surplus amount after making the final repayment, towards a deposit on your next vehicle. Auto eBid
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Summary of translations provided
4viimeinen lainan maksuerä, joka on edeltäviä suurempi
Alfa Trans (X)


  

Translations offered


3 days 1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5
viimeinen lainan maksuerä, joka on edeltäviä suurempi


Definition from own experience or research:
Lainan takaisinmaksujärjestely, jonka viimeinen maksuerä on merkittävästi suurempi kuin aiemmat erät.

Example sentence(s):
  • Lainan takaisinmaksujärjestely, jossa viimeinen maksuerä on edeltäviä eriä suurempi. Esim. laina voidaan lyhentää siten, että maksetaan kaksitoista 5 %:n suuruista lyhennystä ja viimeisen lyhennyksen suuruus on 40 %. - Taloussanomat  
  • Lainan viimeinen lyhennys (huomattavasti suurempi kuin aikaisemmat lyhennykset) - TKK  
Alfa Trans (X)
Local time: 13:32
Native speaker of: Finnish
PRO pts in category: 44
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