A deficiency is what remains of a debt after the creditor has taken the collateral (or the deposit, if applicable).
https://www.investopedia.com/terms/d/deficiency-balance.aspSo this isn't just a solde impayé. It's more specific than that. I don't know if financial or legal French has a specific term for "debt remaining after the collateral is sold," but either a specific term or a translation that means that would be appropriate here. Anne's proposed "solde impayé" is close, but broader than "deficiency" and thus potentially misleading.