match

14:48 Apr 8, 2021
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English to Spanish translations [PRO]
Bus/Financial - Medical: Health Care
English term or phrase: match
50% Savings PLUS match on up to 5% of Eligible Compensation

Thank you in advance for your help!
Rocío Ruffini
Argentina
Local time: 02:10


Summary of answers provided
5Aporte a Savings PLUS igualando al 50% de [y otras variantes de fraseo]
Daniel Delgado
4Aporta
Ivan Martinez Acosta
3combinación con
Coralia Maskavizan
3compensación
Marcelo Viera


Discussion entries: 1





  

Answers


13 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
combinación con


Explanation:
Creo que se trata de sumar o combinar diferentes descuentos.
Tal vez haría falta un poco más de contexto.

Saludos.

Coralia Maskavizan
Argentina
Local time: 02:10
Specializes in field
Native speaker of: Native in SpanishSpanish
PRO pts in category: 4
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49 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
compensación


Explanation:

Contributions toward the catch-up limit
Starting in the year you turn 50, you become eligible to save even more by contributing toward the catch-up limit.
Here’s what you should know:
• Once you exceed the elective deferral or annual addition limit, your contributions will spill over and automatically start counting toward the catch-up limit.
• Contributions spilling over toward the catch-up limit will qualify for the match on up to 5% of your salary.
• Separate catch-up elections are no longer required. Your election will carry over each year unless you submit a new election or leave federal service.
• You may start, stop, or change your contributions at any time.
https://www.tsp.gov/making-contributions/contribution-types/
match (verb) one of the connotations:
d : to provide funds complementary to employers may match the employee contribution
https://www.merriam-webster.com/dictionary/match


    https://www.tsp.gov/making-contributions/contribution-types/
    https://www.merriam-webster.com/dictionary/match
Marcelo Viera
Uruguay
Local time: 02:10
Specializes in field
Native speaker of: Spanish
PRO pts in category: 20
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2 hrs   confidence: Answerer confidence 5/5
Aporte a Savings PLUS igualando al 50% de [y otras variantes de fraseo]


Explanation:
En este PDF
https://upssavings.voya.com/einfo/pdfs/forms/ups/660002/spd....
está descripto el "401(k) Savings Plan" de la empresa XXX.

En la reseña de actualizaciones al Plan, indica:
"SavingsPLUS Match Contribution
For Plan years beginning on or after January 1, 2023 the matching percentage of a Participant’s pre-tax or Roth 401(k) contributions will be calculated based on 50% SavingsPLUS match on up to 6% of Eligible Compensation,..."

En el cuerpo del Plan, define:
"Eligible Compensation for Participant Contributions
All contributions to the Plan are based on your “eligible compensation” which includes all compensation or wages payable by reason of your employment with a participating company, except the following: ...."
"If you make pre-tax and/or Roth 401(k) contributions to another 401(k) plan sponsored by UPS or one of its subsidiaries and the contributions are not matched, the contributions will be treated as pre-tax and/or Roth 401(k) contributions to the Plan and will be eligible for the SavingsPLUS match,..."

Por lo tanto, Elegible Compensation son aquellas retribuciones salariales ("compensation" que recibe el empleado que reunen los requisitos ("elegible") del Plan.

Entiendo que el material que está traduciendo Rocío es de un plan similar de otra empresa, porque estos planes son bastante estandarizados, adaptándose un poco a cada empresa.


En otra sección del Plan:
"SavingsPLUS Match
Depending upon which XXX affiliated company you work for, you may be eligible to receive a SavingsPLUS matching contribution on your pre-tax and/or Roth 401(k) contributions."
"The SavingsPLUS match is made in the form of XXX stock."

Entonces la frase "50% Savings PLUS match on up to 5% of Eligible Compensation" significaría en el caso de este Plan de XXX:

Aunque el empleado contribuya al Plan con 8% de su sueldo elegible, el match solo se hace con hasta el 5% de su sueldo elegible. Supongamos que son 200 dólares. Entonces XXX va a hacer un "matcheo" al 50% en Savings Plus, es decir, 100 dólares. En el caso del Plan de XXX, XXX va a hacer ese "matcheo" con acciones de XXX por valor de 100 dólares.

Match es igualar, equiparar, emparejar, aparejar, aportar igualando, etc. ( https://www.collinsdictionary.com/dictionary/english-spanish... )
Ya fue discutido en el contexto de estos planes en este KudoZ:
https://www.proz.com/kudoz/english-to-spanish/finance-genera...
donde "we match 50% of your contribution, up to the first 4% of your pay."
se tradujo como "aportamos el equivalente al 50% de ..."

"Savings Plus" es el nombre del plan IRC 401k.

Propongo traducir así:
"50% Savings PLUS match on up to 5% of Eligible Compensation"
(parece un item en una lista de beneficios)

"Aporte de 50% a Savings PLUS de hasta el 5% de la Retribución Elegible"
o
"Aporte a Savings PLUS igualando al 50% de hasta el 5% de la Retribución Elegible"
o
"Aporte a Savings PLUS del 50% de hasta el 5% de la Retribución Elegible"

Referencias de uso similar:
"Sin embargo, muchos empleadores eligen igualar las contribuciones de sus empleados hasta un cierto porcentaje y/o hacer contribuciones bajo una característica de participación en las ganancias. "
https://www.cotizacion.co/401k/

"Muchos empleadores ofrecen incentivos para que los empleados hagan contribuciones a sus planes 401(k) al igualar las contribuciones hasta un cierto punto. Por ejemplo, algunas de ellas pueden contribuir 50 centavos por cada dólar que el empleado aporte al plan, hasta un cierto porcentaje del salario del empleado."
https://bettermoneyhabits.bankofamerica.com/es/retirement/40...


Daniel Delgado
Argentina
Local time: 02:10
Native speaker of: Spanish
PRO pts in category: 4
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5 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
Aporta


Explanation:
El empleador aporta hasta el cinco por ciento de la compensación elegible.

Ivan Martinez Acosta
United States
Local time: 01:10
Native speaker of: Native in SpanishSpanish
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