More info needed, but à tout hasard... 11:31 Apr 2, 2019
I assume this is about insurance (as you said) and not about reinsurance. Difficult without more context, but as a general rule, plein (de souscription) = the maximum line an insurer is prepared to write on a risk/policy, etc. (not to be mistaken of course with the preceding ligne, which is the primary/underlying layer/cover, etc.). By extension, it defines what insurers are committed to once the contract has been signed.<P>Does your text say that there is a kind of annual cap of €3Mios (e.g. cover can be reinstated once)? If the answer is yes, it could mean that whatever impacts the first 1.5 Mio (cover/layer) will be taken into account ("will contribute to") to determine if and when the 3 Mios limit is reached. For example: say the deductible = 1 Mio and that the loss from the ground up = 1.5 Mio, then the loss to the primary cover/layer = 0.5 Mio. At the end of the year (or possibly during the course of the policy too), that 0.5 Mio will be taken into account to determine if and how much of the 3 Mio line has been 'used' (and to determine how much reinstatement premium (proportional percentage) must be paid).<p>More info on the ins programme will help answering y/q |