Nilai Polis yang terbentuk

English translation: policy value accumulated

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Indonesian term or phrase:nilai polis yang terbentuk
English translation:policy value accumulated
Entered by: ErichEko ⟹⭐

14:02 Nov 22, 2016
Indonesian to English translations [PRO]
Law/Patents - Insurance / Istilah dalam Polis Asuransi
Indonesian term or phrase: Nilai Polis yang terbentuk
Jika Tertanggung masih hidup samapai tgl ..., ia menerima sebesar nilai polis yang terbentuk dibayarkan kpd Pemegang Polis.
Setia Bangun
Indonesia
Local time: 14:47
policy value accumulated
Explanation:

nilai polis dipadankan langsung dengan policy value. Nilai ini terbentuk secara berakumulasi, utamanya karena premi dan bunga, plus [jarang terjadi] bonus. Karena cara pembentukan tersebut, terjemahan yang mencerminkannya adalah accumulated.

SURJAYA ★彡
https://myaccount.protective.com/LadOcs/public/pdf/Universal...
Any accumulated policy value, less a surrender charge, loan or accrued loan interest, is typically payable ...

https://www.insurancehotline.com/how-your-life-insurance-can...
The article states that the cash accumulated in the policy is included with the policy value upon death, but then goes on to explain the 2 ways to access the cash during your lifetime.
Selected response from:

ErichEko ⟹⭐
Indonesia
Local time: 14:47
Grading comment
Terima kasih.
4 KudoZ points were awarded for this answer



Summary of answers provided
5policy value accumulated
ErichEko ⟹⭐
4Cash value of insurance policy
Joe Ly Sien
4Policy Value Accrued/ Accrued Policy Value
fird_77


  

Answers


1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5
Cash value of insurance policy


Explanation:
Sejumlah uang yang akan dibayar oleh Penanggung kepada Pemegang Polis jika polis dihentikan sebelum berakhirnya masa pertanggungan. Umumnya untuk produk tradisionil baru akan terbentuk nilai tunai pada tahun ke-3.

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Note added at 1 jam (2016-11-22 15:11:01 GMT)
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contoh kalimat : Far too many policyholders make the costly mistake of leaving behind a wad of cash value in their permanent life policies. When the policyholder dies, his or her beneficiaries receive the death benefit, and any remaining cash value goes back to the insurance company. In other words, they’re essentially throwing away that accumulated cash value.




    Reference: http://www.investopedia.com/articles/personal-finance/082114...
    Reference: http://https://smartasset.com/life-insurance/what-is-cash-va...
Joe Ly Sien
Indonesia
Local time: 14:48
Native speaker of: Native in IndonesianIndonesian
PRO pts in category: 4
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1 day 13 hrs   confidence: Answerer confidence 5/5
nilai polis yang terbentuk
policy value accumulated


Explanation:

nilai polis dipadankan langsung dengan policy value. Nilai ini terbentuk secara berakumulasi, utamanya karena premi dan bunga, plus [jarang terjadi] bonus. Karena cara pembentukan tersebut, terjemahan yang mencerminkannya adalah accumulated.

SURJAYA ★彡
https://myaccount.protective.com/LadOcs/public/pdf/Universal...
Any accumulated policy value, less a surrender charge, loan or accrued loan interest, is typically payable ...

https://www.insurancehotline.com/how-your-life-insurance-can...
The article states that the cash accumulated in the policy is included with the policy value upon death, but then goes on to explain the 2 ways to access the cash during your lifetime.

ErichEko ⟹⭐
Indonesia
Local time: 14:48
Native speaker of: Native in IndonesianIndonesian
PRO pts in category: 20
Grading comment
Terima kasih.
Login to enter a peer comment (or grade)

3 days 11 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
Policy Value Accrued/ Accrued Policy Value


Explanation:
Ada diskusi yang cukup menarik tentang perbedaan antara "accrue," "collect", dan "accumulate" dalam tautan ini, http://english.stackexchange.com/questions/73404/what-is-the... .

Dan saya pilih "accrue" karena salah satu maknanya cukup mewakili dalam konteks polis pada pertanyaan di atas, yaitu: Accrue is more closely defined as "Earn". You "Accrue rewards points when you charge things on your credit card". You earned those points.

fird_77
Indonesia
Local time: 14:48
Native speaker of: Native in IndonesianIndonesian, Native in JavaneseJavanese
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