rezervisanje banaka

English translation: bank (loan-loss) provisions

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Serbian term or phrase:rezervisanje banaka
English translation:bank (loan-loss) provisions
Entered by: Aida Samardzic

17:56 Feb 22, 2011
Serbian to English translations [PRO]
Bus/Financial - Economics / banking
Serbian term or phrase: rezervisanje banaka
Za dalji napredak bankarskog sektora NBS treba da nastavi da svojom regulatornom ulogom I insistira na primeni Bazela II, kako bi se poboljšao kvalitet kreditnih plasmana banaka i smanjili troškovi rezevisanja banaka, što indirektno može da dovede do smanjenja kamatnih stopa.
Lj Popovic
Canada
Local time: 07:17
bank loan-loss provisions
Explanation:
The provision for loan losses has a discretionary aspect. The bank manager has private information relative to the success of loan restructuring, and he/she has discretion over both the amount and the timing of the provision. If it is assumed that financial markets are not fully aggregating in the sense that market prices do not reflect all information, especially that which is not publicly available, then it is possible that managers may elect to use financial policy decisions to convey information to the market. Under certain circumstances, the manager may credibly signal his/her private information to financial markets through his/her provision policy.
Selected response from:

Aida Samardzic
Serbia
Local time: 12:17
Grading comment
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +4bank loan-loss provisions
Aida Samardzic


  

Answers


58 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +4
bank loan-loss provisions


Explanation:
The provision for loan losses has a discretionary aspect. The bank manager has private information relative to the success of loan restructuring, and he/she has discretion over both the amount and the timing of the provision. If it is assumed that financial markets are not fully aggregating in the sense that market prices do not reflect all information, especially that which is not publicly available, then it is possible that managers may elect to use financial policy decisions to convey information to the market. Under certain circumstances, the manager may credibly signal his/her private information to financial markets through his/her provision policy.



    Reference: http://www.investopedia.com/terms/l/loanlossprovision.asp
Aida Samardzic
Serbia
Local time: 12:17
Native speaker of: Native in SerbianSerbian, Native in BosnianBosnian
PRO pts in category: 8
Notes to answerer
Asker: Hvala :)


Peer comments on this answer (and responses from the answerer)
agree  miletic3
13 hrs
  -> Hvala

agree  Miomira Brankovic: može i samo bank provisions, jer može obuhvatiti razne vrste "obaveza sa neizvesnim rokom i iznosom" (prema MRS 37)
22 hrs
  -> Hvala Miomira. U pravu ste, moze samo "bank provisions", ali ja videh iz recenice da je rec o kreditima, cini mi se, pa sam dodala ostatak.

agree  Americano
1 day 4 hrs
  -> Hvala

agree  Bogdan Petrovic: provisions, da
2 days 19 hrs
  -> Hvala
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