Glossary entry

Spanish term or phrase:

Responsabilidad patromonial neta mínima

English translation:

minimum capital requirement

Added to glossary by lorenab23
Oct 12, 2012 01:33
11 yrs ago
Spanish term

Responsabilidad patromonial neta mínima

Spanish to English Law/Patents Finance (general) Habilitación del Banco Central a otro banco
¡Hola!

Estoy traduciendo un proyecto de resolución del Banco Central de Uruguay.

En este proyecto hay un párrafo que dice lo siguiente: "Que de la información contable y los datos extracontables aportados surge que XXXXX (Banco) cumple con el requerimiento de haber integrado la*responsabilidad patrimonial neta mínima* necesaria para funcionar, registrando al inicio un margen de 64% sobre dicho mínimo.

Si bien entiendo el concepto, no he encontrado una traducción exacta.

Minimum net asset/worth liability?


¡Muchas gracias!
Proposed translations (English)
3 +2 minimum capital requirement
Change log

Oct 17, 2012 14:22: lorenab23 Created KOG entry

Proposed translations

+2
16 mins
Selected

minimum capital requirement

Based on the context, I think is this

...minimum capital requirement to operate...

Bank Capital
Requirements
A bank's capital is equal to its assets minus its liabilities. It is the margin by which its creditors would be covered if assets were liquidated and its liabilities paid off. A measure of a bank's financial health is its capital/asset ratio, which is required to be above a prescribed minimum.
Requirements

In 1989 the U.S. adopted the capital requirements established by the Bank for International Settlements (BIS) in Basel, Switzerland. The minimum capital is specified as a percentage of the risk-weighted assets of the bank. The following table shows the weight assigned to each type of asset.
http://wfhummel.net/capitalrequirements.html

Capital requirement [1] refers to -


The standardized requirements in place for banks and other depository institutions, which determines how much capital is required to be held for a certain level of assets through regulatory agencies such as the Bank for International Settlements, Federal Deposit Insurance Corporation or Federal Reserve Board. These requirements are put into place to ensure that these institutions are not participating or holding investments that increase the risk of default and that they have enough capital to sustain operating losses while still honoring withdrawals. Also known as "regulatory capital".
http://en.wikipedia.org/wiki/Capital_requirement
Peer comment(s):

agree Claudia Luque Bedregal
7 hrs
Gracias Claudita, un abrazo!
agree claudia bagnardi : yesss.
12 hrs
thank you :-)
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4 KudoZ points awarded for this answer. Comment: "Muchas gracias"
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