front-end rates

French translation: Ratio dette-revenu

05:59 May 3, 2022

English to French translations [PRO]
Bus/Financial - Finance (general) / Chinese economy

English term or phrase: front-end rates

In fact, the PBoC disappointed again in April in keeping its policy rates unchanged for the fourth straight month and cutting the RRR less than expected.
That said, interbank liquidity conditions have loosened further, with front-end rates plunging.
Meanwhile, the PBoC has turned its focus to transmission, guiding banks to extend loans and relax their lending requirements.

Pascal ROY KudoZ activity Questions: 66 (none open) (5 without valid answers) (3 closed without grading) Answers: 14 Poland
Local time: 09:52

French translation:Ratio dette-revenu

Explanation:
Le ratio dette-revenu est une comparaison des paiements mensuels de la dette par rapport au revenu mensuel. Autrement dit, il s’agit du rapport entre le montant que vous devez payer et le montant que vous gagnez.

https://www.nesto.ca/fr/fondamentaux-hypotheque/quel-est-le-...

Selected response from:

Raphael Nti
Cameroon
Local time: 08:52

Grading comment

Merci Raphael
C'est la réponse qui me semble correcte. Ratio prêt-revenu ou ratio dette-revenu. L'expression en anglais est le plus souvent "loan-to-income ratio".
4 KudoZ points were awarded for this answer

Summary of answers provided

4 -1

les rendements des obligations à court terme

Francois Boye

4 -2

Financial document

ULRICH SOB (X)

3 -2

Ratio dette-revenu

Raphael Nti

Summary of reference entries provided

front-end rates // The People’s Bank of China (PBOC)

Daryo

Discussion entries: 3

Answers

15 mins confidence:

peer agreement (net): -2

Financial document

Explanation:
En fait, la PBoC a de nouveau déçu en avril en maintenant ses taux directeurs inchangés pour le quatrième mois consécutif et en réduisant le RRR moins que prévu. Cela dit, les conditions de liquidité interbancaire se sont encore assouplies, les taux d'intérêt initiaux plongeant. Pendant ce temps, la PBoC s'est concentrée sur la transmission, guidant les banques pour accorder des prêts et assouplir leurs exigences de prêt.

ULRICH SOB (X)
France
Local time: 09:52
Works in field
Native speaker of: French

1 hr confidence:

peer agreement (net): -2

Ratio dette-revenu

Raphael Nti
Cameroon
Local time: 08:52
Native speaker of:

French
PRO pts in category: 4

Grading comment

Merci Raphael
C'est la réponse qui me semble correcte. Ratio prêt-revenu ou ratio dette-revenu. L'expression en anglais est le plus souvent "loan-to-income ratio".

1 day 10 hrs confidence:

peer agreement (net): -1

les rendements des obligations à court terme

Explanation:
front end = expression provenant de la courbe des taux, qui indique les obligations à échéance proche.

https://www.lafinancepourtous.com/decryptages/finance-perso/...

Francois Boye
United States
Local time: 03:52
Specializes in field
Native speaker of:

French
PRO pts in category: 964

Reference comments

13 hrs peer agreement (net): -1

Reference: front-end rates // The People’s Bank of China (PBOC)

Reference information:
China provided medium-term funding to banks and cut the interest rate it charges for the money as officials sought to cushion the economy from the coronavirus outbreak.

The People’s Bank of China (PBOC) offered 200 billion yuan (US$28.6 billion) of one-year medium-term loans on Monday. The rate was lowered by 10 basis points to 3.15 per cent.

The central bank also added 100 billion yuan of funds with seven-day reverse repurchase agreements. Some 1 trillion yuan (US$143 billion) of reverse repos are due Monday, resulting in a net 700 billion yuan (US$100 billion) withdrawal.

“The injection is relatively small,” said Becky Liu, head of China macro strategy at Standard Chartered Bank, adding the operation will reduce incentives to chase Chinese government and policy bank bonds. “It means the PBOC does not intend to further lower front-end rates from here. I think rates will stay range bound until further catalysts are there.”

front-end rates = interest rates charged by The People’s Bank of China (PBOC) on one-year medium-term loans TO BANKS

https://www.scmp.com/economy/china-economy/article/3050906/c...

These **interest** rates are probably called "front-end" because that same money is in the next stage used by banks for commercial lending to businesses. So the "front-end" of that chain of lending would be the central bank lending money to commercial banks.

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Note added at 15 hrs (2022-05-03 21:52:58 GMT)
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another clue:

With lending volumes to clients still relatively low, banks have little ability to use these reserves other than to purchase USTs, agencies and other eligible instruments as regulatory-defined High Quality Liquid Assets (HQLA), which in turn has driven down front-end rates for those sectors

https://www.westernasset.com/us/en/research/blog/federal-res...

Daryo
United Kingdom
Specializes in field
Native speaker of:

Serbian,

French
PRO pts in category: 302

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French translation: Ratio dette-revenu

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