Pax Taña.
"What's the difference between rising damp and condensation?
What is rising damp?
Rising damp can occur when moisture at the base of a building starts to rise through porous walls. It requires careful investigation as the symptoms can be confused with rain penetration or rain splash at the foot of a wall."

@ Neilmac:

Ultimately, the Asker will have to decide which term best suits their context. However, a few examples:
https://www.hdi.global/insurance/property-infrastructure/mac...
Fire, explosion or implosion
Water, **moisture**, flooding or force majeure events

https://www.aig.my/content/dam/aig/apac/malaysia/documents/B...
What are the cover/benefits provided?
This policy covers loss or damage caused by:-
• Negligence, improper handling, wilful acts of third parties
• Short circuit, over voltage, induction
• Fire, lightning, explosion or implosion, including loss or damage caused by actions required to
prevent further loss or damage from any such occurrences
• Water, **moisture**, inundation
• Burglary, theft, robbery, plundering and sabotage
• Acts of God
• Faulty construction, error in design, defects in material, bad workmanship

https://codes.findlaw.com/tn/title-56-insurance/tn-code-sect...
(B) “Property insurance” includes, but is not limited to:
(i) Insurance against loss or damage to property and loss of use and occupancy by fire, lightning, storm, flood, frost, freezing, snow, hail, ice, weather or climatic conditions, including excess or deficiency of **moisture**, rain or rising of the waters of the ocean or its tributaries, drought, insects, vermin, forces of nature, smoke, smudge, riot, riot attending strike, strikes, sabotage, civil commotion, vandalism or malicious mischief or caused by wrongful conversion, disposal or concealment of a motor vehicle or aircraft, whether or not handled under a conditional sales contract or subject to chattel mortgage, civil war, rebellion, insurrection, invasion, bombardment, military or usurped power, or by any order of civil authorities meant to prevent the spread of conflagration or epidemic or catastrophe, explosion with no fire ensuing, except explosion by steam boilers or flywheels, but there may be insured explosion of pressure vessels, not including steam boilers of more than fifteen pounds (15 lbs.) pressure, in buildings designed and used solely for residential purposes by not more than four (4) families, explosion of any kind originating outside the insured building, or outside the building containing the property insured, and explosion of pressure vessels that do not contain steam or that are not operated with steam coils or steam jackets;

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Note added at 1 day 5 hrs (2022-11-08 19:06:15 GMT)
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"Asimismo, se recuerda que el organizador no reconocerá indemnizaciones ... ". As others have already mentioned, you cannot say "we shall recognize indemnities ...", etc."

It is also worth noting / It should be noted that the organizer will not acknowledge/accept indemnities for ... or other damages, whatever their origin.