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  3. Finance (general)

activos para hipotecar

English translation: assets to use as collateral

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Spanish term or phrase:activos para hipotecar
English translation:assets to use as collateral
Entered by: Manuel Aburto

11:56 Nov 9, 2022
Spanish to English translations [PRO]
Bus/Financial - Finance (general) / Finance
Spanish term or phrase: activos para hipotecar
Buen día,

Cabe destacar que en este contexto, "activos" se refiere a los ingresos generados por las familias de las personas que planean emigrar.

En cuanto a la fuente de financiamiento del viaje, los datos que arroja el diagnóstico refieren el predominio del entorno familiar como principal factor de apoyo y financiamiento. Sin embargo, la influencia del prestamista es fuerte, el cual al vincularse con la opción “venta de activo” aumenta su involucramiento hasta alcanzar casi la mitad de las fuentes de financiamiento.

Es notoria la influencia que tienen los prestamistas que en ocasiones son los mismos “coyotes” o tienen cercana relación a estos en la decisión de migrar de manera irregular. Si bien los ingresos que generan los hogares que participaron en el estudio son bajos y por tanto no cuentan con **activos para hipotecar**. En la actualidad los
préstamos se fundamentan en el pago que los mismos migrantes están obligados a realizar en cuanto llegan a su destino final y comienzan a generar ingresos.
Manuel Aburto
Nicaragua
Local time: 13:30
assets to use as collateral
Explanation:
This is English to Spanish, but supports my answer:
http://dictionary.studysite.org/Spanish-meaning-of-mortgage.

--------------------------------------------------
Note added at 6 hrs (2022-11-09 18:47:07 GMT)
--------------------------------------------------

Belongings and possessions are assets!
Selected response from:

philgoddard
United States
Grading comment
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +3assets to use as collateral
philgoddard
5collateralizable assets
Francois Boye
2mortgageable assets
Ana Vozone


Discussion entries: 2





  

Answers


4 hrs   confidence: Answerer confidence 2/5Answerer confidence 2/5
mortgageable assets


Explanation:
If the assets are real estate, this would be my suggestion.

https://www.google.com/search?q="mortgageable assets"&sxsrf=...

Example sentence(s):
  • They also give developers a convenient legal mechanism and transferable and mortgageable assets for attracting funds to finance residential
Ana Vozone
Local time: 20:30
Specializes in field
Native speaker of: Native in PortuguesePortuguese
PRO pts in category: 113
Login to enter a peer comment (or grade)

37 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +3
assets to use as collateral


Explanation:
This is English to Spanish, but supports my answer:
http://dictionary.studysite.org/Spanish-meaning-of-mortgage.

--------------------------------------------------
Note added at 6 hrs (2022-11-09 18:47:07 GMT)
--------------------------------------------------

Belongings and possessions are assets!

philgoddard
United States
Specializes in field
Native speaker of: English
PRO pts in category: 376
Notes to answerer
Asker: Puesto que se trata de personas de bajos recursos que en su intento de migrar venden todos sus bienes, aunque algunas veces venden sus casas y autos, me parece que "assets" no sería tan adecuado en este contexto, quizas "belongings/possessions" quizas?

Asker: Right Phil. Thanks again.

Asker: Thanks Neil for seconding my idea.


Peer comments on this answer (and responses from the answerer)
agree  Luis M. Sosa: Agree. Would say question is PRO.
3 hrs
agree  neilmac: I agree with Manuel that "belongings and possessions" feels more appropriate for the people described. Rich folk have assets, The poor have meagre belongings.
20 hrs
agree  Robert Carter: Actually, Neil, that's what the text is saying, i.e., they don't have them, so I think assets is fine here, especially given this looks like a formal/academic text.
1 day 1 hr
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16 hrs   confidence: Answerer confidence 5/5
collateralizable assets


Explanation:
self-evident

Francois Boye
United States
Local time: 15:30
Specializes in field
Native speaker of: Native in FrenchFrench
PRO pts in category: 335
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