Glossary entry (derived from question below)
English term or phrase:
Spread and non-Interest Income
Hindi translation:
कीमत-लागत अंतर और ब्याजेतर या अब्याजी आय
English term
Spread and non-Interest Income
"Technology has been perceived as the most important tool in the banking industry to meet the present day challenges of ever changing customer preferences, volume based transaction banking and reduction in transaction cost in the backdrop of pressure on spread and non-Interest Income."
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Jan 14, 2008 17:54: C.M. Rawal changed "Edited KOG entry" from "<a href="/profile/76675">Suyash Suprabh's</a> old entry - "Spread and non-Interest Income"" to ""कीमत-लागत अंतर और ब्याजेतर या अब्याजी आय""
Jan 14, 2008 17:54: C.M. Rawal changed "Edited KOG entry" from "<a href="/profile/70962">C.M. Rawal's</a> old entry - "Spread and non-Interest Income"" to ""कीमत-लागत अंतर और ब्याजेतर या अब्याजी आय""
Proposed translations
कीमत-लागत अंतर और ब्याजेतर या अब्याजी आय
Spread means the diffence between the price and the cost.
And non-interest income means the income derived by a bank from sources other than the interest.
Here is an extract from an interview of a banker which tells about the terms spsread and non-interest income.
"The fall in spreads was due to the presence of high-cost deposits. We are trying to shed these deposits and expect to shed most such deposits by June. "
"Apart from commission and exchange, non-interest income includes income from trading in Government securities. While a good part of last year was not favourable for Government securities, it has been favourable this year. We will report a healthy non-interest income during the current fiscal year."
Spread -- कीमत-लागत अंतर
Non-interest bearing -- अब्याजी / ब्याज रहित
'मूल्यांतर' and 'अब्याजी लाभ ' or 'ब्याज रहित लाभ'or 'अब्याजी मुनाफा' or 'ब्याज रहित मुनाफा'
non-interest income = 'अब्याजी लाभ ' or 'ब्याज रहित लाभ'
'अब्याजी मुनाफा' or 'ब्याज रहित मुनाफा'
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spred and non-interest income
The borrower pays interest @ 10 % to its bank and the bank gets refi. The bank lends money on interest and also provides other services . The non interest income is by the way of income earned by other services a of 12 % as such 2% is the spred interest
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