Jan 18, 2009 22:39
15 yrs ago
2 viewers *
German term

Haltergemeinschaft

German to English Bus/Financial Insurance Car insurance
In a Q&A section of a company brochure on salary sacrifice in return for car leases, the subject of what happens to the employee's private no-claim bonus comes up.
Employee asks:
"Wird mein privater Schadensfreihattrabatt weitergepflegt?"

and gets the answer:

"Über eine *Haltergemeinschaft* bei der Versicherungsfirma X wird der individuelle Schadensfreiheits­rabatt fiktiv weitergepflegt und erhöht."

I have no idea what a "Haltergemeinschaft" is, I'm afraid.

Could anyone come up with a suitable suggestion? Is it as simple as a "holding company"??

Proposed translations

26 mins

(gen.) owners' syndicate; (spec.) company car club

One consortium owns one expe+snive motor vehicle, private aircraft or thoroughbred race horse or greyhound etc.
www.aerokurier.de/index.php?id=766

A fleet or pool of cars owned by one company is a different scenario.

It is possible here that a number of directors or employess have access to a single company car. So the no-claims bonus applicable to one employee has to be adjusted upwards for the others using the car.


Example sentence:

Die Haltergemeinschaft ist so etwas wie der dritte Weg zwischen ... Die in der Privatluftfahrt häufig anzutreffende Haltergemeinschaft wird daher gerne mit ...

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+1
2 hrs

Group insurance

A group insurance is a collective insurance policy where the risk is equally spread over all the individuals part of the group and so is the insureability of every individual. That's why the accident free discount is fictitiously accounted for.
Example sentence:

Definition: Insurance purchased by a group of persons, such as the employees of a company, often at a reduced individual rate.

Peer comment(s):

agree Harald Moelzer (medical-translator)
7 days
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3 days 12 hrs

pooled (motor UK/auto US) insurance scheme/plan

"By entering into a pooled vehicle insurance arrangement/scheme/plan with {name of insurer}, ..."

"Pooled" seems to be frequently used as a synonym for "group". See, for example,

http://www.parliament.wa.gov.au/parliament/sitsched.nsf/AllD...$file/av361090.pdf?OpenElement
"13. Matter of Public Interest - Meeting of the Assembly to consider Indemnity Insurance
Problems
The Speaker informed the Assembly that he was in receipt of a notice from Mr Sullivan that he
intended to move a motion on a matter of public interest.
At least five members having risen in support,
Mr Sullivan moved,
That this House shall reconvene from 23 to 25 July inclusive for the sole purpose of
addressing the State’s public liability and home indemnity insurance problems, specifically –
(a) to consider and pass the Home Building Contracts Amendment Bill 2002;
(b) to implement tort law reform measures regarding public liability insurance; and
(c) to facilitate the establishment of a <B>group or pooled insurance scheme</B>."
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Reference comments

11 days
Reference:

Halter

Halter eines Fahrzeugs ist, wer das Fahrzeug auf eigene Rechnung betreibt und in seiner Verfügungsgewalt hat, unabhängig davon, ob diese Person Eigentümer ist; d.h. das ist die Person, die den Nutzen aus dem Fahrzeug hat und auch die Kosten dafür trägt.
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