Glossary entry

Spanish term or phrase:

riesgos extensivos

English translation:

Extended perils

Added to glossary by Tracy Byrne
Mar 30, 2009 17:32
15 yrs ago
4 viewers *
Spanish term

riesgos extensivos

Spanish to English Bus/Financial Insurance
These are usually "Fenómenos atmosféricos y otros (actos de vandalismo, impacto de vehículos, etc.)". However, as far as I can see, they are not called "Extensive risks" in English (except when they occur in texts translated from Spanish!). Is there an accepted term in English for this concept?

Discussion

Tracy Byrne (asker) Mar 30, 2009:
Examples of "riesgos extensivos" They often seem to be related to home insurance: vandalism, impact, smoke, water, rain, wind, hail, etc., flooding, leaks. Perhaps the idea of "extended risks"? i.e. apart from the usual cover for fire, lightning, etc.?

Proposed translations

3 hrs
Selected

Extended perils

"Perils" would normally be used where specific causes of loss are listed, rather than "risks", because "risks" could be ambiguous since it could also mean the properties insured.
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4 KudoZ points awarded for this answer. Comment: "Thanks. "Risks" vs. "Perils" is always a doubt I have as well, so very useful all round!"
+2
1 min

High risks

,

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Note added at 3 mins (2009-03-30 17:35:21 GMT)
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1.

Search Results

1.
High Risk Home Owner Insurance – Weather and Crime
High Risk Home Owner Insurance – Weather and Crime. ... that is commonly afflicted with crime such as vandalism and theft can cause your insurance rates to ...
ezinearticles.com/?High-Risk-Home-Owner-Insurance---Weather-and-Crime&id=218218 - 47k - Cached - Similar pages -
2.
High Risk Home Owner Insurance - Weather And Crime
The two major high risk factors that can cause your insurance rates to be ... weather or an area that increases the risk of your home being vandalized and ...
www.articlesbase.com/advertising-articles/high-risk-home-ow... - 50k - Cached - Similar pages -
3.
Safe Auto Insurance - High Risk Auto Insurance
Avail comprehensive information on high risk auto insurance. ... problem -- accident repair charges, medical payments, theft, vandalism and injury to persons and property. ... Driving in bad weather is another impediment to road safety. ...
www.einsurequotes.com/high-risk-auto-ins.html - 28k - Cached - Similar pages -
4.
Insure.com - Home insurance for "high risk" properties
Dec 27, 2008 ... Is your home "high risk"? Most home insurance companies will place you in that category if you live in an area prone to severe weather or crime, or if your home has ... All FAIR plans cover losses due to fire, vandalism, ...
www.insure.com/articles/homeinsurance/fair-plan.html - Similar pages -

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Note added at 3 mins (2009-03-30 17:35:53 GMT)
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correction: High Risk
Note from asker:
Thanks for the suggestion, but I don't think the idea here is whether the risk is high or not - it seems to be more of a recognised category of risks.
Peer comment(s):

agree MikeGarcia
15 hrs
;-)
agree Catherine Gilsenan : Exactly
16 hrs
Thanks!
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8 mins

extended (catastrophic) risks

Local Risks vs Extended Risks

John P. Hussman, Ph.D.
All rights reserved and actively enforced.

Skydiving and basketball involve two very different risks. Skydiving risks the entire outcome on one trial. A single error can be catastrophic, and the potential risks are virtually unlimited. These are what I call “extended risks.” Basketball, in contrast, is a game where the outcome depends on dozens and dozens of individual actions. If a particular action doesn't work, the result is a two-point loss. Even a great team can have enough of those to affect a particular game, but the results at the end of the season represent the return from hundreds or even thousands of individual risks - all important contributions, but none decisive nor catastrophic. These are what I call “local risks.”
http://www.hussmanfunds.com/wmc/wmc040809.htm

The success of enterprises' technological innovation is finally reflected in that the products can be spread through the market. Therefore, analysis of risks in technological innovation from the market angle has special significance. Considered that the market risks in technological innovation can be divided into the delivered and extended risks, and the risks of the market itself, a new evaluation index system of market risks in technological innovation is structured by AHP, and multistage fuzzy comprehensive evaluation method is used in the evaluation and discernment. Towards the weight of the delivered and extended risks included in the index, this paper puts variable weight analysis into effect, which makes the evaluation of the market risks in technological innovation more actual. http://www.proz.com/kudoz/3169382?bs=1#marker_submit
Note from asker:
I agree with "extended risks", though not "catastrophic" as the category seems to include non-catastrophic events as well. Thanks for making the suggestion - much appreciated.
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