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  3. Finance (general)

capacidad patrimonial

English translation: the extent of its holdings

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Spanish term or phrase:capacidad patrimonial
English translation:the extent of its holdings
Entered by: claudia bagnardi

15:12 May 31, 2021
Spanish to English translations [PRO]
Bus/Financial - Finance (general)
Spanish term or phrase: capacidad patrimonial
"Know Your Client" requiere conocer la actividad del cliente y el origen de los fondos y su ** capacidad patrimonial**. Para este último requerimiento y para determinar el perfil del cliente Banco XX solicita documentación respaldatoria que puede provenir de organismos oficiales (IRS) o certificaciones patrimoniales por parte de profesionales independientes que avalan o certifican la **capacidad patrimonial** del cliente. Toda la operatoria del cliente debe estar circunscripta a su **capacidad patrimonial** debidamente acreditada y cualquier operación que exceda su perfil es alertada en el sistema de monitoreo por lo que el cliente deberá presentar documentación de respaldo que la justifique.

Asset capacity?
Porque en este contexto no creo que se refiera a creditworthiness or solvency.
Gracias por su ayuda!
Claudia
claudia bagnardi
Local time: 07:51
the extent of its holdings
Explanation:
I would say

--------------------------------------------------
Note added at 2 days 13 hrs (2021-06-03 04:24:13 GMT)
--------------------------------------------------

I'll stick to my guns here and deleted because I think this is more appropriate
Selected response from:

David Hollywood
Local time: 07:51
Grading comment
Thanks David. and thanks to all contributors !!!
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +1assets
philgoddard
3 +1net worth
Shilpa Baliga
3 +1financial standing; creditworthiness
Adrian MM.
4wealth potential
Francois Boye
4the extent of its holdings
David Hollywood
2stability of financial assets
Orkoyen (X)
Summary of reference entries provided
capacidad patrimonial
Cristina Zavala

Discussion entries: 1





  

Answers


24 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
net worth


Explanation:
One possibility


    https://www.netwealth.com.au/web/insights/how-to-attract-and-retain-high-net-worth-clients/
Shilpa Baliga
Local time: 12:51
Works in field
Native speaker of: English

Peer comments on this answer (and responses from the answerer)
neutral  philgoddard: I don't think this is quite right - as your reference shows, 'net worth' implies how much money they have, not where it comes from.
18 mins
agree  Luis M. Sosa
2 days 4 hrs
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41 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
assets


Explanation:
I think it's as simple as this. The context is the prevention of money laundering and other financial crimes.

philgoddard
United States
Specializes in field
Native speaker of: English
PRO pts in category: 376

Peer comments on this answer (and responses from the answerer)
agree  Shilpa Baliga: Yes, it's just this!
6 mins
neutral  AllegroTrans: I don't think this is quite right: "capacidad" suggests ability/standing/potential etc.
5 hrs
  -> It's not about ability or potential. It's about how much money they have, and whether it was legally acquired. https://en.m.wikipedia.org/wiki/Know_your_customer
neutral  Luis M. Sosa: Certainly close, but patrimonio = net worth (or assets minus liabilities).
2 days 4 hrs
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47 mins   confidence: Answerer confidence 2/5Answerer confidence 2/5
stability of financial assets


Explanation:
As determined by financial stress testing.

Orkoyen (X)
United States
Local time: 06:51
Native speaker of: Native in EnglishEnglish
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1 hr   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
financial standing; creditworthiness


Explanation:
does sometimes overlap with capacidad crediticia: creditworthiness, West, but surely contrasts with capacidad moral as non-financial and reputational standing.

Compare in FRE: la surface patrimoniale et économique.

For a change, proprietary doesn't figure as a permutation, though equity-related might do.




Example sentence(s):
  • The selection criteria make it possible to assess the applicant's *financial standing* and operational capability eur-lex.europa.eu Los criterios de selección permitirán evaluar la capacidad financiera y operativa del solicitante ..

    Reference: http://eng.proz.com/kudoz/spanish-to-english/finance-general...
    Reference: http://iate.europa.eu/search/standard/result/1622478102755/1
Adrian MM.
Austria
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 143

Peer comments on this answer (and responses from the answerer)
agree  AllegroTrans
4 hrs
  -> Thanks, Chris. David H. originally agreed with financial standing, then deleted his agree and added his own answer.
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2 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
wealth potential


Explanation:
https://ezinearticles.com/?The-Massive-Wealth-Potential-of-t...

Francois Boye
United States
Local time: 06:51
Specializes in field
Native speaker of: Native in FrenchFrench
PRO pts in category: 335
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12 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
the extent of its holdings


Explanation:
I would say

--------------------------------------------------
Note added at 2 days 13 hrs (2021-06-03 04:24:13 GMT)
--------------------------------------------------

I'll stick to my guns here and deleted because I think this is more appropriate

David Hollywood
Local time: 07:51
Works in field
Native speaker of: English
PRO pts in category: 842
Grading comment
Thanks David. and thanks to all contributors !!!
Login to enter a peer comment (or grade)




Reference comments


3 hrs
Reference: capacidad patrimonial

Reference information:
Una consulta anterior de proz.com "patrimonial capacity", claro que es de inglés a serbio, pero es una referencia de todos modos.
https://www.proz.com/kudoz/english-to-serbian/law-patents/60...

d) No se puede confundir la "Capacidad patrimonial" con el "Patrimonio".
El patrimonio está integrado tanto de activos como de pasivos, o sea, tanto de derechos como de obligaciones de carácter pecuniario. En cambio la "Capacidad patrimonial" es la legítima posibilidad que tiene el sujeto de adquirir derechos y obligaciones de carácter patrimonial; es sólo la posibilidad de adquirir derechos y obligaciones.
La capacidad de goce se adquiere con el hecho mismo del nacimiento (Comienzo jurídico de la vida), esto vale tanto para las personas físicas como para las personas jurídicas. De este modo es que la capacidad patrimonial, base fundamental para adquirir un patrimonio, se tiene de pleno derecho por el nacimiento de la persona (el nacimiento de la persona jurídica colectiva se verifica con el cumplimiento de los requisitos que para su existencia exija la legislación). En conclusión, tener capacidad no significa tener patrimonio.
https://www.monografias.com/trabajos75/concepto-caracteristi...

Cristina Zavala
Ecuador
Works in field
Native speaker of: Native in SpanishSpanish
PRO pts in category: 16
Note to reference poster
Asker: Exactamente, Cristina. Por eso mi duda. En el texto más adelante habla de los clientes como personas jurídicas, por eso lo contextualicé en Google con AML/TF y KYC, y aparece "financial capacity" en muchas entradas. Gracias!

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