번역 - 예술 및 비즈니스 » Getting established »
Business considerations for freelancers
스레드 게시자: Olivia Hestmark
Olivia Hestmark
Olivia Hestmark
스페인
Local time: 02:07
회원
스페인어에서 영어
+ ...
Oct 28, 2024

Hello Proz community!

I was reading about errors and omissions insurance for interpreters recently, and I wanted to ask you all about your opinions regarding this.

Do you have any suggestions for other kinds of insurance that are necessary in our industry (especially for freelancers)? Are there any other factors to keep in mind in this sense?

Thank you all!

Ma. Alejandra Padilla-LaCour
 
Maria Teresa Borges de Almeida
Maria Teresa Borges de Almeida  Identity Verified
포르투갈
Local time: 01:07
회원(2007)
영어에서 포르투갈어
+ ...
@Olivia Oct 28, 2024

In Portugal, professional liability insurance covers errors and omissions in professional practice, and it is compulsory for self-employed workers to have insurance against accidents at work. I don't know how things work in Spain.
 
Emal Ghamsharick
Emal Ghamsharick  Identity Verified
독일
Local time: 02:07
영어에서 독일어
+ ...
Depends on who your customers are Oct 29, 2024

If you're a subcontractor, end clients are much more likely to sue the agency than they are likely to sue you directly. If you have business clients and might also need to vouch for other people's work, insurance makes more sense.

Jorge Payan
 
Rachel Waddington
Rachel Waddington  Identity Verified
영국
Local time: 01:07
네덜란드어에서 영어
+ ...
Agencies Oct 30, 2024

Emal Ghamsharick wrote:

If you're a subcontractor, end clients are much more likely to sue the agency than they are likely to sue you directly. If you have business clients and might also need to vouch for other people's work, insurance makes more sense.


If an agency gets sued, what makes you think the agency isn't going to sue you to recover their money?

Giovanni Guarnieri MITI, MIL
 
Olivia Hestmark
Olivia Hestmark
스페인
Local time: 02:07
회원
스페인어에서 영어
+ ...
주제 스타터
insurance and business considerations Nov 5, 2024

Are there any other considerations to keep in mind for insurance when working in the medical/mental health sphere for translators and interpreters?

Any other tips you would like to share in this case?

Thank you everyone!
 
Zea_Mays
Zea_Mays  Identity Verified
이탈리아
Local time: 02:07
회원(2009)
영어에서 독일어
+ ...
liability Nov 6, 2024

Rachel Waddington wrote:

Emal Ghamsharick wrote:

If you're a subcontractor, end clients are much more likely to sue the agency than they are likely to sue you directly. If you have business clients and might also need to vouch for other people's work, insurance makes more sense.


If an agency gets sued, what makes you think the agency isn't going to sue you to recover their money?


I'm not 100% sure, but IMO once the agency has accepted your work and paid you, they are the only liable party, as it is their duty to check that your work is done well (four eye principle).
 


To report site rules violations or get help, contact a site moderator:

이 포럼의 관리자
Rita Pang[Call to this topic]
James Heppe-Smith[Call to this topic]

You can also contact site staff by submitting a support request »

Business considerations for freelancers







Trados Business Manager Lite
Create customer quotes and invoices from within Trados Studio

Trados Business Manager Lite helps to simplify and speed up some of the daily tasks, such as invoicing and reporting, associated with running your freelance translation business.

More info »
Protemos translation business management system
Create your account in minutes, and start working! 3-month trial for agencies, and free for freelancers!

The system lets you keep client/vendor database, with contacts and rates, manage projects and assign jobs to vendors, issue invoices, track payments, store and manage project files, generate business reports on turnover profit per client/manager etc.

More info »