| 주제 내 페이지: [1 2] > | Cashier's check 스레드 게시자: Chel Hernandez
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I recently signed up to Proz. I already got an offer but being new to this site I am not sure how to vet the individual. They already sent the document they want translated, with the deadline. They state that they will send a cashier's check and that I can wait to send the translation once the check clears. Can someone lend me some insight into this? Should I agree to do the translation? Thanks
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Chel Hernandez wrote:
Should I agree to do the translation?
It's best that you don't. There are a lot of scams invoving such cheques.
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In 25 years of translating I've never been offered a check.
Individuals and businesses always pay by bank transfer.
(Haven't worked for US customers, though.)
| | | | Jan Willem van Dormolen (X) 
네델란드
Local time: 18:20
영어에서 네덜란드어
+ ...
Some American agencies still (want to) pay by check, but do NOT accept that. They are very, very difficult to cash in Europe.
Also, as mentioned before, there are scams involved with checks.
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This is a typical scam where a counterfeit cheque is initially credited to your account, following which the scammer invents a reason to request a refund and once you have paid them, the bank finds out the cheque was counterfeit and debits the amount. It has been described over and over again in the forums. They are not interested in the translation.
Deletion of the email is the only right action.
These scammers target new and inexperienced members.
| | | | | Why "In Europe"? | Dec 10, 2021 |
Jan Willem van Dormolen wrote:
Some American agencies still (want to) pay by check, but do NOT accept that. They are very, very difficult to cash in Europe.
From what the OP states,he/she is located in the U.S.
They also state the potential Client says they can deliver the Translation once the cheque is cleared.
| | | | | Not a real cheque | Dec 10, 2021 |
Eva Stoppa wrote:
Jan Willem van Dormolen wrote:
Some American agencies still (want to) pay by check, but do NOT accept that. They are very, very difficult to cash in Europe.
From what the OP states,he/she is located in the U.S.
They also state the potential Client says they can deliver the Translation once the cheque is cleared.
We are not helping Chel by debating how real cheques can be cashed, as this is fraud. The counterfeit cheque will be credited to Chel's account before it is cleared, but since it's counterfeit, it will never clear, so the money will be debited after a week or two – after Chel has refunded the scammer, who will either cancel the project or 'by accident' send a larger amount than agreed and then ask for the difference to be refunded. Both the refund and any work provided will be lost.
| | | | | US banks are lazy | Dec 10, 2021 |
They "pre-clear" the check, give you the money, and then charge you back the money some weeks later once they bother verifying it
Due to some oddities of the US legal system, that is just easier for them, but it also makes checks in the US one big joke.
It's not like cashing a money transfer in some third-world country where they KNOW they ain't ever getting the money back into the cash register if they let you walk out the door with it and hence actually do due diligen... See more They "pre-clear" the check, give you the money, and then charge you back the money some weeks later once they bother verifying it
Due to some oddities of the US legal system, that is just easier for them, but it also makes checks in the US one big joke.
It's not like cashing a money transfer in some third-world country where they KNOW they ain't ever getting the money back into the cash register if they let you walk out the door with it and hence actually do due diligence first.
In America, banks can and will recover dodgy check money... FROM YOU.
Hence the massive popularity of overpayment-with-a-fake-check scams ("oops we sent you $2k too much, please cash it and wire us back the difference"). But don't discount good old theft of services via bad check either.
Eva Stoppa wrote:
Jan Willem van Dormolen wrote:
Some American agencies still (want to) pay by check, but do NOT accept that. They are very, very difficult to cash in Europe.
From what the OP states,he/she is located in the U.S.
They also state the potential Client says they can deliver the Translation once the cheque is cleared.
[Edited at 2021-12-10 14:43 GMT]
[Edited at 2021-12-10 14:44 GMT] ▲ Collapse
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AnnaSCHTR
미국
Local time: 11:20
영어에서 체코어
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| Cashier's check | Dec 10, 2021 |
Cashier's check is not a "normal" check and it is one of the signs of a possible scam. I would not accept anything from them. As for "vetting", sometimes a simple step like googling "name of the agency" (or a project manager) plus "scam" yields interesting results.
| | | | | Once and for all, hopefully | Dec 10, 2021 |
1) Like others have responded, the "cashier's check" scam has been around for years. Don't fall for it.
2) In the USA, checks are still a very common mode of payment. My wife, a NY State government employee, does receive her salary with two paper checks a month. She was never offered the choice of having her salary transferred directly into a bank account, as is common in Europe.
3) In the USA, depositing a bad check (no funds) can and will often result... See more 1) Like others have responded, the "cashier's check" scam has been around for years. Don't fall for it.
2) In the USA, checks are still a very common mode of payment. My wife, a NY State government employee, does receive her salary with two paper checks a month. She was never offered the choice of having her salary transferred directly into a bank account, as is common in Europe.
3) In the USA, depositing a bad check (no funds) can and will often result in criminal prosecution, for "attempting to pass a false monetary instrument" or some similar language.
4) Respectfully: Could people in Europe please stop talking about things they know nothing about with respect to the USA?
J L ▲ Collapse
| | | | | That's different | Dec 10, 2021 |
No one doubts NY State government checks.
And NY State government has the capability and the will to terrorize anyone who would pretend to hire on their behalf and pay in fakes, thereby keeping it trustworthy.
As to smaller employers... if it's a brick and mortar stable place you know, yeah you can take their checks. If it's a dodgy company that looks to be barely afloat, maybe proceed with caution. But ultimately, knowing WHO and WHERE issued the check changes everythi... See more No one doubts NY State government checks.
And NY State government has the capability and the will to terrorize anyone who would pretend to hire on their behalf and pay in fakes, thereby keeping it trustworthy.
As to smaller employers... if it's a brick and mortar stable place you know, yeah you can take their checks. If it's a dodgy company that looks to be barely afloat, maybe proceed with caution. But ultimately, knowing WHO and WHERE issued the check changes everything.
And NO, corresponding with bobsmith1983@bezttranzlashens.org.me =/= knowing when and where
Jean Lachaud wrote:
1) Like others have responded, the "cashier's check" scam has been around for years. Don't fall for it.
2) In the USA, checks are still a very common mode of payment. My wife, a NY State government employee, does receive her salary with two paper checks a month. She was never offered the choice of having her salary transferred directly into a bank account, as is common in Europe.
3) In the USA, depositing a bad check (no funds) can and will often result in criminal prosecution, for "attempting to pass a false monetary instrument" or some similar language.
4) Respectfully: Could people in Europe please stop talking about things they know nothing about with respect to the USA?
J L
[Edited at 2021-12-10 17:05 GMT] ▲ Collapse
| | | | | Post removed: This post was hidden by a moderator or staff member because it was not in line with site rule |
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Thank you everyone for your feedback. I'm new to translation platforms as I've always done business locally, so this has helped a lot.
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In your part of the world, the HONEST ones use skype and whatsapp?
I always thought that was a top sign of imminent antics
| | | | jyuan_us
미국
Local time: 12:20
회원(2005)
영어에서 중국어
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| Casher check? Never received one. | Dec 11, 2021 |
All my US-based customers pay by check, although some of them shifted to electronic deposit via a third-party service provider in the last couple of years.
"Casher check" is a rare animal in the business world. I have never received one, and I have never sent one out. Like a money order, it is probably only useful for those who don't have a bank account.
The scammer doesn't know a lot about who is supposed to use a cashier check in the USA.
| | | | | 주제 내 페이지: [1 2] > | To report site rules violations or get help, contact a site moderator: You can also contact site staff by submitting a support request » Cashier's check | Anycount & Translation Office 3000 |
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